How much can I save?
Monthly Savings
1,200
Annual Savings: 14,400
Actual Rate: 24.0%
Target (20%): 1,000/mo
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Monthly Savings vs a Target Savings Rate
Enter monthly income, monthly expenses, and a target savings rate (percent of income). The page compares what you actually keep each month with the amount implied by your target rate, shows actual savings in money and percent, and projects a simple annual figure (monthly surplus × 12, no interest).
How to use
Fill Monthly income, Monthly expenses, and Savings target (% of income). Check whether your surplus rate beats your target percent, and read actual savings, target amount, and annualized savings.
Example
Income 42,000, expenses 31,500, target 20%: you save 10,500 (25%), above the 8,400 target; annual projection about 126,000.
Tips
Use the same basis throughout (all net or all gross). A one-off car repair belongs in expenses for that month, not a separate field. Negative surplus means spending above income.